Across the Nation, the vast majority of employees and employers participate in a system known as Workers Compensation Insurance. This essential program encompasses various benefits and legal obligations designed to protect workers who suffer injuries while on the job. When an individual experiences a workplace injury, the law often requires that they receive a range of benefits. These benefits typically include necessary medical treatment, coverage for medical expenses, and financial indemnity to compensate for lost wages during their period of recovery.
In Alabama, the Workers’ Compensation Act provides coverage for most employers with five or more employees. Although there are some exceptions, the Act effectively encompasses nearly all employees and employers throughout the state. The laws within Alabama mandate that eligible employers must obtain Workers’ Compensation insurance to comply with the Act’s requirements. This insurance is designed to ensure that workers receive the necessary benefits, including medical treatment, compensation for lost wages, and disability benefits, which should be readily available and easily accessible following an on-the-job injury.
However, what often occurs and what we see new clients, is that employers or carriers exploit your lack of legal knowledge, leading them the injured worker to be improperly treated and improperly compensated and ultimately, denied the benefits required by Law. This is why, when you experience a workplace injury, seeking representation from a Workers’ Compensation Attorney is not only wise, but critical.
Workers Compensation Is Our Primary Practice Area.
At John D. Gibbons and Assoc., Workers Compensation isn’t just part of our practice, Workers Compensation is our #1 area of practice. As Alabama Workers Compensation Attorneys we have 35+ years of experience handling cases under Alabama Law and The Longshore Act, our attorneys have proudly and successfully represented thousands of individuals who suffer an on the job injury. From minor cuts to catastrophic injuries, we have seen and handled it all.
Why Do I Need An Attorney Right after a workplace injury?
The Workers’ Compensation Laws of Alabama are complex, The type and amount of benefits you’re entitled often balances on minor details. Many of our clients come to us not just after a problems becomes obvious, but shortly after an injury. We provide representation and guidance throughout the entire process because, more often than not, issues will emerge in every Workers’ Compensation case. Here are a few of the reasons it is necessary to retain a Workers Compensation Attorney.
Protecting your right to benefits — Employers and insurers may dispute whether your injury is work‑related, whether treatment is necessary, or whether you can return to work sooner than you should.
Maximizing Your Compensation — We make sure that you receive the correct Temporary Total Disability (TTD) or Permanent Partial Disability (PPD) benefits based on your actual earnings and the severity of your injury.
Insuring that you receive all reasonable and necessary medical treatment – After a work place injury you are entitled to receive all reasonable and necessary medical treatment, and it must be paid for by the employer. Issues often pop-up when treatment is delayed, the insurance carrier argues it is unreasonable or unnecessary, or your medical treatment is outright denied. And, while the Employer, under Alabama Law, (unlike under the Longshore Act.) gets to select your authorized treating physician, you have a right to select a new doctor from a panel of four.
Talking to an attorney after an on the job injury isn’t just about immediately filing suit, many workers’ compensation claims are resolved without filing one and an Employer cannot retaliate against you for instituting a workers compensation claim. Being representing by an attorney after a workplace injury is about protecting your rights, ensuring that you receiving the benefits owed to you, and ensuring that you are compensated properly under the law. Whether you are looking for an attorney to represent you under Alabama Law or under the Longshore Act Nationwide, we are here to help. Give us a call: (251) 479-0700
nothing provided here is legal advice or should be construed as legal advice. One should seek legal counsel for guidance and for any questions they have.